The process of financing a home loan can seem daunting. At Keller Williams Realty, we specialize in helping our clients simplify the process. From your loan application to closing, we work closely with your lender and attorney. We’ve discovered over the years, great communication insures a smooth transaction.
The first step in financing a home is to connect with a mortgage loan specialist. The goal in the beginning is to discover the best financing program for your unique financial situation. Who you choose is extremely important. We work with the best mortgage professionals in the industry and will be happy to make a suggestion.
Why Do You Need To Get Pre-Approved?
Just knowing your buying power gives you more confidence and self assurance! It’s important to focus on the right price range. You want to make sure you are spending your time wisely. Focusing on properties you can buy today makes looking at homes more exciting! Over the years, we have found that buyers need to understand the market to feel comfortable making a decision. Then, once you make an offer, having a strong pre-approval letter will be evidence that you area a viable buyer for the property.
How do you get a pre-approval for a loan?
It all starts with connecting with your loan officer. During your first consultation with a loan officer you’ll be encouraged to fill out a loan application. You can easily do this either online of in person. The lender will ask you for information about your income, assets, and any existing loans or debts. Then, based on the information you provide the lender, they will determine the amount of loan your will qualify for. Check out this post on our blog for a list of What to Bring to a Loan Application. There are a wide variety of loans types available to consumers today. You’ll want to make sure that you’re pre-qualified for the program that best meets your financial needs.
Financing A Home – Where To Start
We can help you find a great lender to help you finance a home. Over the years we have discovered the best in the business. So you can feel confident that anyone we refer to you that’s in our network is a consummate professional and an expert at their job.
Fill out the form below and we will be happy to put you in touch with one or more of the best mortgage loan officers in the Charleston area.
Financing A Home With Keller Mortgage
If your tech savvy and looking to save a few dollars, you may want to check out Keller Mortgage! Keller Mortgage is a lending solution for Keller Williams Realty clients, designed to help them save thousands of dollars in the process.
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